FIXED-TERM BONDS
Innovative Finance ISA Eligible

Earn up to 10.00% p.a.

Download Guide

Capital is at risk and returns are not guaranteed. These are fixed-term bonds and are not readily realisable.

How much would you like to invest?

£
Minimum investment amount is £1,000

Series Eleven bonds

up to 4 Years
10.00

Interest paid On Maturity

Term remaining: 41 Months

Expected gross return
£ 0.00
CHOOSE
7.75

Interest paid Quarterly

Term remaining: 41 Months

Expected gross return
£ 0.00
CHOOSE

Series Twelve bonds

up to 2 Years
8.00

Interest paid On Maturity

Term remaining: 17 Months

Expected gross return
£ 0.00
CHOOSE
5.75

Interest paid Quarterly

Term remaining: 17 Months

Expected gross return
£ 0.00
CHOOSE

Your capital is at risk, investment is not covered by the Financial Services Compensation Scheme (FSCS)

You can find information on past Bond Series in our Bond Book here.

Fixed-term bonds. Asset-backed investments made simple.

CARLTON Bonds provide investors with access to fixed-term investments by generating returns from making secured loans available to experienced companies within the UK’s property sector.

Our approach enables investors to benefit from higher interest rates when compared to many other alternative investments, whilst supporting the UK’s residential property development market.

Why CARLTON Bonds?

Investors with money in cash savings are experiencing historically low returns. With CARLTON Bonds, as an investor you can benefit from better risk adjusted returns through a portfolio of secured loans to the UK’s property sector.


Quality Deal Flow icon

Quality Deal Flow

Our team have developed a quality pipeline of pre-vetted transactions for this Bond offer. Our robust due diligence processes and best practices are already embedded.

Security icon

Security

All loans are asset-backed, generally secured by a first-ranking charge. An independent Security Trustee, City Financial, has been appointed to monitor and enforce investor's security.

Portfolio Diversification icon

Portfolio Diversification

We manage risk by building a balanced and diversified portfolio across a number of property sectors throughout the UK.

Attractive Returns icon

Attractive Returns

In a low interest rate environment, CARLTON Bonds has the potential to generate returns of up to 10.00% p.a.

Tax-Free Interest icon

Tax-Free Interest

Enhance your returns by receiving interest tax-free by investing through a CARLTON Bonds Innovative Finance ISA.

Earn up to 10.00% p.a. tax-free by investing through the CARLTON Bonds Innovative Finance ISA

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Please read the Information Memorandum before you invest.

The Innovative Finance ISA is not a Cash ISA. Your capital is at risk and returns are not guaranteed. View our full disclosure document that provides details about our investment offering and outlines the risks involved. Tax treatment depends on the individual circumstances of each investor. To view the Information Memorandum click here.

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Invest Your Way

IFISA

Invest through the CARLTON Bonds Innovative Finance ISA (IFISA) and enjoy tax-free returns.

SIPP

Hold CARLTON Bonds in your Self-Invested Personal Pension (SIPP) and earn tax-free interest.

SSAS

Hold CARLTON Bonds in your Small Self-Administered Scheme (SSAS) and earn tax-free interest.

DIRECT

Investing through an IFISA, SIPP or SSAS offers the benefit of tax-free interest. You can also invest directly but will pay tax on the interest.

Investing for a better return

Investors with money in cash savings are experiencing historically low returns. Our aim is to provide investors with access to a range of asset-backed, fixed-term bonds that have the potential to deliver a better risk-adjusted return.

Our Bonds provide finance to experienced borrowers within the UK property market. This allows us to target higher rate returns that aren’t easily accessed through more traditional investment routes.


Choose your bond icon

Choose your bond

Choose your bond and invest directly or via a CARLTON Bonds IFISA, SIPP or SSAS.

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Invest Online

Open an account. Its quick, easy and all completed online in a matter of minutes.

Monitor your returns icon

Monitor your returns

See interest earned, and manage your ongoing investments.

Your capital is at risk, investment is not covered by the Financial Services Compensation Scheme (FSCS). To view the full risk statement click here.

Would you like more information?


Download our investor guide to find out more about CARLTON Bonds. Please ensure you understand the risks before making your investment decision.

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How it works

Pre-Vetted Opportunities icon

Pre-Vetted Opportunities

All potential lending opportunities are originated by our highly experienced advisory team and are based on strict criteria, thoroughly screened and vetted for suitability.

Secured Loans icon

Secured Loans

We make secured loans to experienced property developers, and will generally have a first-ranking (or equal first-ranking) security on all land, property and any applicable assets of the borrowers.

Competitive Returns icon

Competitive Returns

Interest paid by the borrowers allows us to pay competitive rates of returns to our investors. You can enhance your returns by receiving tax-free interest when investing through the CARLTON Bonds IFISA.

Invest into fixed-term bonds.
IFISA, SSAS and SIPP eligible.

Choose from one of our CARLTON Bonds below. We have a selection of 4 year and 2 year bonds with the options of the interest being paid quarterly or at maturity. If you have any questions regarding any of the bonds available, please see our FAQ page or Contact Us.

Series Eleven bonds

up to 4 Years
10.00

Interest paid On Maturity

Term remaining: 41 Months

Expected gross return
£ 0.00
CHOOSE
7.75

Interest paid Quarterly

Term remaining: 41 Months

Expected gross return
£ 0.00
CHOOSE

Series Twelve bonds

up to 2 Years
8.00

Interest paid On Maturity

Term remaining: 17 Months

Expected gross return
£ 0.00
CHOOSE
5.75

Interest paid Quarterly

Term remaining: 17 Months

Expected gross return
£ 0.00
CHOOSE

CARLTON Bonds Security

Security Trustee icon

Security Trustee

An Independent Security Trustee, City Financial, controls and monitors the security, acting solely in the interests of the bond holders.

Asset-Backed icon

Asset-Backed

The majority of loans made by CARLTON Bonds have a first-ranking (or equal first-ranking) security on the land, property and applicable fixed assets of the borrowers.

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"I am looking for an investment product that gives me a better return than my Cash ISA"

Innovative Finance ISAs can compare favourably to other forms of ISA investment, but this is not the same as Cash ISA investing. Capital at risk and returns are not guaranteed. CARLTON Bonds are not readily realisable and are not covered by the Financial Services Compensation Scheme (FSCS). You will need to choose which Bonds to hold in your IFISA – returns can be earned tax-free. Tax treatment depends on the individual circumstances of each investor.