An rundown of the returns you can expect over the life of your bond.
CARLTON Bonds aims to provide bondholders with the following return over the life of the bonds.These figures are based on an example investment of £100,000 by an additional rate taxpayer who holds their bonds in a CARLTON Bonds IFISA and who subscribes in the first tranche and therefore holds their bonds for the full two or four year term. Investors who hold their bonds directly (outside of an IFISA or pension wrapper) will be subject to withholding tax at 20% and may have to pay further tax on interest received unless they are a basic rate taxpayer.
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The current annual ISA allowance – for the 2024/25 tax year – is £20,000. There are a number of different ISAs, and each have their own rules regarding subscription limits that you should be aware of before deciding where to allocate your ISA allowance.For an in-depth insight into making the most of your ISA allowance, download our free guide here.
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Ahead of the new tax year beginning on 6th April 2024, you’ll likely be considering your ISA options. From how to best utilise any remaining 2023/24 ISA allowance through to what you need to be aware of when choosing where to subscribe your upcoming reset allowance, there’s a lot to give consideration to.
Offering hands-off exposure to the ever-popular property market whilst targeting often inflation-beating, tax-free target returns, it’s clear that property bonds and the Innovative Finance ISA (IFISA) could together be an important consideration for experienced investors.
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