What can a SSAS invest in?

A SSAS pension has the ability to invest in a much wider range of investments than more traditional pension schemes. Assets and investments that can be held by a SSAS may include;

- Loans back to the sponsoring employer

- Commercial property and land

- Agricultural land

- And more


Each SSAS provider will have their own rules in regards to which investments they will allow you to hold, so you should check this on a provider-to-provdier basis as well as ensuring your chosen investment is SSAS eligible.

Here is a more extensive overview of the assets your SSAS may be able to invest in;

  • Commercial property and land
  • Industrial/retail units
  • Agricultural land
  • Loans back to the sponsoring employer
  • Unit trusts or other regulated collective investments
  • Investment trusts
  • Direct quoted equities
  • Trustee investment plans
  • Shares in unquoted private companies



CARLTON Bonds are an IFISA provider specialising in fixed term property bonds.

Against a backdrop of low interest rates and a volatile stock market, the IFISA can provide an attractive investment opportunity for experienced investors. 

With the ability to hold peer-to-peer loans and debt-based securities, IFISA investments have the potential to generate higher rates of return than more traditional investment routes for investors with a greater appetite for risk.

To find out more, download our free IFISA guide.

The Innovative Finance ISA Guide