Who are SSAS pensions for?

A SSAS pension is generally for entrepreneurs and directors of privately owned companies or family owned businesses. Companies with a SSAS can be of any size in terms of turnover and profit, but there can be no more than 11 members of the SSAS.


A SSAS is usually set up to provide pensions for a small amount of a company’s directors and/or senior staff - but they can be open to all employees, as well as being made available to family members of employee's (even if they don't work for the company directly).

With a SSAS, all members are appointed trustees, and they have control over the scheme’s assets and investment decisions.

While each member of a SSAS holds a portion of the scheme’s assets, there are no individual ‘pots’. Instead, all assets are held in the name of the trustees. 



CARLTON Bonds are an IFISA provider specialising in fixed term property bonds.

Against a backdrop of low interest rates and a volatile stock market, the IFISA can provide an attractive investment opportunity for experienced investors. 

With the ability to hold peer-to-peer loans and debt-based securities, IFISA investments have the potential to generate higher rates of return than more traditional investment routes for investors with a greater appetite for risk.

To find out more, download our free IFISA guide.

The Innovative Finance ISA Guide