All investment products carry risks. The CARLTON Bonds product is aimed at experienced investors who are classified as either sophisticated or high-net-worth individuals and have the knowledge and experience to make their own investment decisions. Before making any investments through the CARLTON Bonds platform, prospective Bondholders should read and consider the general risks described below.
Prospective Bondholders should also read and carefully consider the relevant Information Memorandum, which covers the specific risk considerations associated with an individual offer.
General risk considerations are as follows;
Financial Services Compensation Scheme
Bondholders will not be able to claim under the Financial Services Compensation Scheme (“FSCS”). In the event of a loan default or if CARLTON Bonds Plc becomes insolvent, you may lose some or all of your investment, including interest payments due.
Whilst the Bonds are transferable, no application has been or will be made to any Recognised Investment Exchange for the listing of the Bonds, so there will be no ready market in which the Bonds may be sold. There could be difficulty in selling such investments at a reasonable price and in some circumstances it may be difficult to sell them at all.
The value of the Bonds can go down as well as up and if you invest you might not get your money back. Past performance is not necessarily a guide to future performance.
Capital at risk
Bonds are investments, not deposits. CARLTON Bonds will aim to minimise risks but you should be aware that your capital is at risk. Interest payments are not guaranteed and you may not get back the amount invested.
Diversify your portfolio
To spread and alleviate risk we highly recommend you maintain a balanced investment portfolio. CARLTON Bonds are a higher risk/higher return investment product and you should spread your money across different types of investment and adopt a diversified portfolio.
Tax reliefs are not guaranteed and may be subject to change in the future. We recommend that you take your own tax advice on any investments which you make via the platform.
We do not provide advice or make personal recommendations. Prior to making an investment decision, prospective Bondholders should read and carefully consider all of the information - including specific risks set out in the Information Memorandum - and should consider whether this constitutes a suitable investment in light of their personal circumstances, tax position and the financial resources available to them.
If in doubt, prospective Bondholders should seek advice from a financial adviser authorised under the Financial Services and Markets Act 2000.