Ways to invest into our

IFISA, SIPP, SSAS or direct.
For experienced investors.

Capital is at risk and returns are not guaranteed. These are fixed-term bonds and are not readily realisable.

A flexible approach to investing.

Make sure you don’t pay more tax than you need to. Holding your CARLTON Bond through an Innovative Finance ISA (IFISA), Self Invested Personal Pension (SIPP) or Small Self-Administered Scheme (SSAS) means you can benefit from tax-free returns.

Innovative Finance ISA (IFISA)
The IFISA allows experienced investors to invest in a CARLTON Bond whilst enjoying the tax advantages of traditional ISAs. With the annual ISA allowance now at £20,000, many investors are looking for ways to diversify their portfolio, and with CARLTON Bonds offering target rates of up to 10.00% p.a, this really sets the IFISA apart for those experienced savers and investors happy to take more risk.

The IFISA is a relatively new alternative to traditional Cash ISAs and Stock & Shares ISAs and can be an attractive prospect in the current low interest rate environment, particularly when coupled with rising inflation.

The IFISA is not the same as a Cash ISA. Your capital is at risk and is not covered by the Financial Services Compensation Scheme (FCFS). Your investment could be affected by a dowturn and you may get back less than you put in. ISA tax advantages are subject to change and personal circumstances.

SIPP and SSAS Pensions
It may be possible to hold CARLTON Bonds in your SIPP or SSAS. HMRC has set out guidelines for what can and can’t be included. In addition, each SIPP or SSAS operator has their own policies and rules on which investments their beneficiaries can hold. Please contact a member of the customer service team on 0330 124 1590 to find out more about investing using your SIPP or SSAS.

Direct Investment
Direct investment is an option for businesses looking for a better return on surplus cash or for experienced investors who have invested the maximum in pensions and ISAs.

Invest Your Way


Invest through the CARLTON Bonds Innovative Finance ISA (IFISA) and enjoy tax-free returns.


Hold CARLTON Bonds in your Self-Invested Personal Pension (SIPP) and earn tax-free interest.


Hold CARLTON Bonds in your Small Self-Administered Scheme (SSAS) and earn tax-free interest.


Investing through an IFISA, SIPP or SSAS offers the benefit of tax-free interest. You can also invest directly but will pay tax on the interest.

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Why CARLTON Bonds?

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Quality Deal Flow

Our team have developed a quality pipeline of pre-vetted transactions for this Bond offer. Our robust due diligence processes and best practices are already embedded.

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All loans are asset-backed, generally secured by a first-ranking charge. An independent Security Trustee, City Financial, has been appointed to monitor and enforce investor's security.

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Portfolio Diversification

We manage risk by building a balanced and diversified portfolio across a number of property sectors throughout the UK.

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Attractive Returns

In a low interest rate environment, CARLTON Bonds has the potential to generate returns of up to 10.00% p.a.

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Tax-Free Interest

Enhance your returns by receiving interest tax-free by investing through a CARLTON Bonds Innovative Finance ISA.

The CARLTON Bonds product is aimed at experienced investors who are classified as either sophisticated or high-net-worth individuals. Your capital is at risk. CARLTON Bonds are asset-backed but an economic downturn could affect returns and you may not get back the amount invested. In the event of default the security held doesn't guarantee the return of your capital. Enforcing your security may take time and your returns may be delayed. Investment is not covered by the Financial Services Compensation Scheme (FSCS). To view the full risk statement click here.

The benefits of investing through CARLTON Bonds

  • Potential for tax-free interest when you invest via an IFISA, SIPP or SSAS
  • Earn up to 10.00% p.a. on your investment (4 Year Term)
  • Fixed rate and asset-backed investments
  • Minimum investment threshold just £1,000

Would you like more information?

Download our investor guide to find out everything you need to know before making your investment decision.

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CARLTON Bonds Brochure

CARLTON Bonds provide experienced investors with access to fixed term investments by generating returns from making loans available to the UK property sector.

Find Out More