Invest with your SSAS

Earn up to 10.00% p.a. tax-free.

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Capital is at risk and returns are not guaranteed. These are fixed-term bonds and are not readily realisable.

Make your SSAS work harder

It may be possible to hold CARLTON Bonds in your SSAS. HMRC has set out guidelines for what can and can’t be included. In addition, each SSAS administrator has their own policies and rules on which investments their beneficiaries can hold.

If you're an experienced investor looking for ways to diversify your SSAS portfolio, CARLTON Bonds offer a fixed interest rate, of up to 10.00% P.A. tax-free, over the term of your investment.

We are very happy to talk to your SSAS provider directly to discuss including CARLTON Bonds into your pension. Alternatively, we can introduce you to the SSAS administrators that we already work with.

The benefits of investing through your SSAS

  • Tax-free interest. Earn up to 10.00% P.A on your investment tax-free (4 Year Term)
  • Fixed interest. The Rate of Return is fixed over the term of the investment
  • Asset-Backed. CARLTON Bonds generally have first ranking security over existing assets
  • Accessible. Minimum investment threshold just £1,000

The CARLTON Bonds product is aimed at experienced investors who are classified as either sophisticated or high-net-worth individuals. Your capital is at risk. CARLTON Bonds are asset-backed but an economic downturn could affect returns and you may not get back the amount invested. In the event of default the security held doesn't guarantee the return of your capital. Enforcing your security may take time and your returns may be delayed. Investment is not covered by the Financial Services Compensation Scheme (FSCS). To view the full risk statement click here.

Get started in three simple steps

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Choose your preferred bond series, investment term and rate.

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Contact Us

We will work with you and your SSAS provider to assess eligibility.

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Complete your investment into your preferred bond series.

Calculate your tax-free returns

You can invest from £1000 and choose a bond series with interest paid quarterly or for a higher return choose a bond with interest paid at maturity.

How much would you like to invest?

Minimum investment amount is £1,000

Series Eleven bonds

up to 4 Years

Interest paid On Maturity

Term remaining: 45 Months

Expected gross return
£ 0.00

Interest paid Quarterly

Term remaining: 45 Months

Expected gross return
£ 0.00

Series Twelve bonds

up to 2 Years

Interest paid On Maturity

Term remaining: 21 Months

Expected gross return
£ 0.00

Interest paid Quarterly

Term remaining: 21 Months

Expected gross return
£ 0.00

Your capital is at risk, investment is not covered by the Financial Services Compensation Scheme (FSCS)

Would you like more information?

Download our investor guide to find out everything you need to know before making your investment decision.

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CARLTON Bonds Brochure

CARLTON Bonds provide experienced investors with access to fixed term investments by generating returns from making loans available to the UK property sector.

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Other ways to invest


Invest through the CARLTON Bonds Innovative Finance ISA (IFISA) and enjoy tax-free returns.


Hold CARLTON Bonds in your Self-Invested Personal Pension (SIPP) and earn tax-free interest.


Investing through an IFISA, SIPP or SSAS offers the benefit of tax-free interest. You can also invest directly but will pay tax on the interest.

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