Earn up to 7.75% p.a. tax-free with a fixed term bond from Carlton Bonds.
The Innovative Finance ISA is not a Cash ISA. Your capital is at risk and returns are not guaranteed. You will need to choose which bonds to hold in your IFISA, and returns can be earned tax free. Tax treatment depends on the individual circumstances of each investor. Investment is not covered by the Financial Services Compensation Scheme (FSCS). To view the full risk statement click here.
Choose your preferred bond series, investment term and rate.
Select the amount you would like to invest into your IFISA.
Invest online. Its quick, easy and all completed in a matter of minutes.
You can invest from £1,000 and choose a bond series with interest paid quarterly or for a higher return, choose a bond with interest paid at maturity.
Capital is at risk and returns are not guaranteed. These are fixed term bonds and are not readily realisable.
Interest paid On Maturity
Term remaining: 41 Months
Interest paid Quarterly
Term remaining: 17 Months
Your capital is at risk, investment is not covered by the Financial Services Compensation Scheme (FSCS)
Download your investor guide to find out how a Carlton Bonds fixed term bond IFISA could form part of your ISA portfolio.
A fixed term bond can either be an investment bond, savings bond, or a mini-bond, and it's critical that potential savers and investors understand the differences.With any fixed term bond, investors are tying their money up for a set period of time (term), and fixed term investment bonds may offer target rates of between 4% and 8% per annum.
Because of their medium/high risk profile - along with their status as an investment product, meaning your capital is at risk and returns are not guaranteed - fixed term investment bonds are generally better suited to more experienced investors who can be categorised as;
Yes, fixed term bonds can be held in an Innovative Finance ISA (IFISA), as long as the provider allows. The main benefit of holding a fixed term bond in an IFISA is that it benefits from the ISA tax wrapper, meaning returns are tax free.
The Carlton Bonds fixed term bond product has been exclusively created for experienced (sophisticated, high-net-worth or professional) investors, aimed at helping them generate a higher return on their investments.
The maximum amount that you’re able to invest into a Carlton Bonds fixed term bond through an IFISA is currently £20,000. This is in line with the annual ISA allowance, which is £20,000 for the 2020/21 tax year.
Opening an IFISA and investing into a Carlton Bonds fixed term bond is a simple online process. You will be required to register with us and complete some simple steps, including an appropriateness test and choosing your bond series. Use the ‘open IFISA’ button below to get started.
No, you can also invest into a Carlton Bonds fixed term bond via your Self-Invested Personal Pension (SIPP) or Small Self-Administered Scheme (SSAS), or you can invest direct. However, holding your Carlton Bonds fixed term bond in an IFISA makes all returns tax-free, so it’s certainly worth considering.
Yes, you can transfer funds from an existing ISA into a Carlton Bonds fixed term bond IFISA. Please be aware that if you choose to transfer from a Stocks and Shares ISA, you may be required to sell current investments. Use the 'transfer ISA' button below to get started.
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